html {
	min-height:100%;
	margin-bottom:1px;
}
body {
	background: #CCCCCC url(images/bg_tile.gif);
	margin: 0;
}

p {
	font: lighter 12px/20px Geneva, Arial, Helvetica, sans-serif;
	margin: 0px 0px 10px;
	color: #000000;
}


p em {
	font: italic bold 14px/22px Geneva, Arial, Helvetica, sans-serif;
	margin: 0px 0px 10px;
	color: #29325A;
}

h1 {
	margin: 20px 0px 8px;
	letter-spacing: -1px;
	font: bold 24px Verdana, Arial, Helvetica, sans-serif;
	color: #2D3D6B;
	text-align: left;
}


h2 {
	margin: 20px 0px 8px;
	letter-spacing: -1px;
	font: normal 18px Verdana, Arial, Helvetica, sans-serif;
	color: #29325A;
	text-align: left;
}

h3 {
	color: #2D3D6B;
	margin: 0px 0px 0px 20px;
	font: bold normal 16px Verdana, Arial, Helvetica, sans-serif;
	text-align: left;
}

h4 {
	font: 16px "Times New Roman", Times, serif;
	color: #000000;
	margin: 30px 0px 0px;
}


h5 {
	margin: 15px 0px 0px;
	font: 16px "Times New Roman", Times, serif;
	color: #990000;
	font-style: italic;
}


#maincolumn h5 {
	font: italic 16px/20px "Times New Roman", Times, serif;
	color: #333333;
	margin: 6px 0px 3px;
}

#maincolumn h5 strong {
	font: normal 18px/16px "Times New Roman", Times, serif;
	text-shadow: #FFFFFF 0 1px 1px;
	color: #990000;
	margin: 10px 0px 3px;
}

div#maincolumn img {
	margin-top: 4px;
	margin-right: 10px;
	margin-left: 0px;
}

div#disclaimer {
	font: 10px Verdana, Arial, Helvetica, sans-serif;
	text-align: center;
	margin-top: 10px;
}

.body {
	background: url(images/bg_top_11.jpg) no-repeat top;
	text-align: left;
}

div#maincolumn p{
	background: right;
	text-align: justify;
	text-indent: 15px;
	padding-right: 50px;
}

div#maincolumn {
	width: 500px;
	margin-top: 0px;
}

#leftcolumn {
	margin: 25px 0px 0px 10px;
}

.vertline {
	background: url(images/1x1.gif) repeat-y;
}

ul {
margin: 0;
padding: 0px 0px 0px 15px;
}

li {
list-style: none;
padding-left: 17px;
background: url(images/arrow-1.gif) no-repeat 0 6px;
color: #000000;
}

#leftcolumn li {
font: normal 11px Verdana, Arial, Helvetica, sans-serif;
}

#maincolumn li {
font: normal 13px/19px Verdana, Arial, Helvetica, sans-serif;
margin: 5px 0px 10px;
}

#maincolumn ul {
padding: 5px 0px 0px 5px;
}

a:link {
	text-decoration: none;
	color: #29325A;
}

a:visited {
	color: #29325A;
	text-decoration: none;
}

a:hover {
	color: #000000;
	background: #FFFFFF;
}


.ds_top {
	background: url(images/ds_top.gif) repeat-x bottom;
}

.ds_topleft {
	background: url(images/ds_topl.gif) no-repeat right bottom;
}

.ds_topright {
	background: url(images/ds_topr.gif) no-repeat left bottom;
}

.ds_right {
	background: url(images/ds_right.gif) repeat-y left;
}

.ds_left {
	background: url(images/ds_left.gif) repeat-y right;
}

.ds_btmr {
	background: url(images/ds_btmr.gif) no-repeat left top;
}

.ds_btml {
	background: url(images/ds_btml.gif) no-repeat right top;
}

.ds_btm {
	background: url(images/ds_btm.gif) repeat-x top;
}
.indexbg {
	background: #3B4A7B url(images/bluebg_01.jpg) no-repeat top;
}